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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,799 | $60,139+17.7% | $90,461-21.7% | $79,856-11.3% |
| Participation rate | 73.7% | 65.0%+8.7pp | 72.7%+1.0pp | 69.6%+4.0pp |
| Annual return | -23.52% | 71.96%-95.5pp | 1294.76%-1318.3pp | 31.71%-55.2pp |
| Employer contribution / active EE | $1,388 | $2,069-32.9% | $3,264-57.5% | $2,471-43.8% |
| Participant deferral / active EE | $2,461 | $2,939-16.3% | $3,964-37.9% | $3,741-34.2% |
| Admin fee / account holder | $5,065 | $3,978+27.3% | $5,617-9.8% | $5,306-4.5% |