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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,964 | $57,330+22.0% | $86,656-19.3% | $75,177-6.9% |
| Participation rate | 85.0% | 63.2%+21.8pp | 71.7%+13.3pp | 67.2%+17.8pp |
| Annual return | 5.60% | 2675.40%-2669.8pp | 593.09%-587.5pp | 160.75%-155.2pp |
| Employer contribution / active EE | $2,156 | $2,316-6.9% | $3,025-28.7% | $2,671-19.3% |
| Participant deferral / active EE | $4,017 | $3,320+21.0% | $4,439-9.5% | $4,126-2.7% |
| Admin fee / account holder | $27,601 | $4,115+570.8% | $5,619+391.2% | $5,651+388.4% |