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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,280 | $54,763+66.7% | $90,324+1.1% | $72,976+25.1% |
| Participation rate | 77.2% | 65.2%+12.0pp | 73.3%+3.9pp | 69.5%+7.7pp |
| Annual return | 9.27% | 30.63%-21.4pp | 78.15%-68.9pp | 81.02%-71.7pp |
| Employer contribution / active EE | $1,920 | $2,093-8.3% | $2,856-32.8% | $2,440-21.3% |
| Participant deferral / active EE | $2,391 | $2,887-17.2% | $3,885-38.5% | $3,608-33.7% |
| Admin fee / account holder | $21,275 | $3,973+435.4% | $5,356+297.3% | $5,124+315.2% |