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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,126 | $48,078+129.1% | $78,676+40.0% | $62,881+75.1% |
| Participation rate | 92.9% | 65.2%+27.7pp | 73.6%+19.3pp | 69.3%+23.6pp |
| Annual return | 4.05% | 31.36%-27.3pp | 62.19%-58.1pp | 20.14%-16.1pp |
| Employer contribution / active EE | $2,102 | $2,015+4.3% | $2,850-26.3% | $2,281-7.9% |
| Participant deferral / active EE | $3,790 | $2,587+46.5% | $3,517+7.8% | $3,203+18.3% |
| Admin fee / account holder | $7,059 | $3,206+120.2% | $4,510+56.5% | $4,296+64.3% |