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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $94,296 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 28 · EIN 20-8874282 | Investment Management | $25,196 |
FISHER INVESTMENTS5 years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $17,489 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $12,598 |
LOCKTON INVESTMENT ADVISORS, LLC8+ years Filed as: LOCKTON COMPANIES Service code 28 · EIN 20-3354970 | Investment Management | $12,598 |
360 FINANCIAL INC6 years Service code 28 · EIN 41-1823831 | Investment Management | $9,253 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $165 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,093 | $45,000+80.2% | $143,799-43.6% | $77,906+4.1% |
| Participation rate | 97.3% | 66.8%+30.5pp | 80.3%+17.0pp | 73.7%+23.6pp |
| Annual return | -15.20% | 29.03%-44.2pp | -0.04%-15.2pp | 12.16%-27.4pp |
| Employer contribution / active EE | $4,492 | $1,870+140.3% | $4,952-9.3% | $2,846+57.8% |
| Participant deferral / active EE | $6,694 | $3,157+112.1% | $5,638+18.7% | $4,805+39.3% |
| Admin fee / account holder | $131 | $98+33.0% | $14,677-99.1% | $133-1.3% |