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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,305 | $66,402-36.3% | $109,907-61.5% | $85,847-50.7% |
| Participation rate | 97.2% | 63.9%+33.4pp | 74.2%+23.0pp | 69.3%+27.9pp |
| Annual return | 15.94% | 19.59%-3.7pp | 29.46%-13.5pp | 318.61%-302.7pp |
| Employer contribution / active EE | $1,473 | $1,687-12.7% | $2,844-48.2% | $2,565-42.6% |
| Participant deferral / active EE | $3,911 | $2,842+37.6% | $4,047-3.4% | $3,952-1.0% |
| Admin fee / account holder | $9,492 | $4,557+108.3% | $6,069+56.4% | $6,261+51.6% |