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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,464 | $49,025-41.9% | $87,502-67.5% | $62,881-54.7% |
| Participation rate | 81.8% | 64.9%+16.9pp | 73.8%+8.0pp | 69.3%+12.5pp |
| Annual return | 8.50% | 10.02%-1.5pp | 12.21%-3.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $1,395 | $1,372+1.7% | $2,550-45.3% | $2,281-38.8% |
| Participant deferral / active EE | $3,021 | $2,289+32.0% | $3,149-4.1% | $3,203-5.7% |
| Admin fee / account holder | $1,236 | $4,065-69.6% | $4,221-70.7% | $4,296-71.2% |