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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,660 | $53,162-48.0% | $91,227-69.7% | $68,490-59.6% |
| Participation rate | 90.2% | 63.2%+27.0pp | 73.2%+17.0pp | 67.9%+22.3pp |
| Annual return | -19.18% | -3.14%-16.0pp | 114.14%-133.3pp | -7.85%-11.3pp |
| Employer contribution / active EE | $1,882 | $1,709+10.1% | $2,851-34.0% | $2,597-27.5% |
| Participant deferral / active EE | $3,793 | $2,974+27.5% | $4,234-10.4% | $4,028-5.8% |
| Admin fee / account holder | $2,515 | $4,493-44.0% | $5,423-53.6% | $5,403-53.5% |