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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,819 | $58,523-33.7% | $99,479-61.0% | $72,976-46.8% |
| Participation rate | 95.7% | 64.6%+31.1pp | 73.8%+21.9pp | 69.5%+26.2pp |
| Annual return | 24.45% | 28.51%-4.1pp | 30.72%-6.3pp | 81.02%-56.6pp |
| Employer contribution / active EE | $1,786 | $1,512+18.1% | $2,540-29.7% | $2,440-26.8% |
| Participant deferral / active EE | $3,597 | $2,606+38.0% | $3,619-0.6% | $3,608-0.3% |
| Admin fee / account holder | $2,954 | $4,102-28.0% | $6,253-52.8% | $5,124-42.3% |