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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,406 | $53,596-37.7% | $90,657-63.2% | $64,173-47.9% |
| Participation rate | 94.1% | 64.5%+29.6pp | 74.0%+20.1pp | 69.6%+24.5pp |
| Annual return | -8.13% | 4.41%-12.5pp | 1.89%-10.0pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,531 | $1,503+1.8% | $2,532-39.5% | $2,381-35.7% |
| Participant deferral / active EE | $3,341 | $2,459+35.9% | $3,424-2.4% | $3,470-3.7% |
| Admin fee / account holder | $3,081 | $3,868-20.3% | $4,994-38.3% | $4,887-37.0% |