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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,614 | $105,200+211.4% | $159,474+105.4% | $85,847+281.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.58% | 45.08%-33.5pp | 263.68%-252.1pp | 318.61%-307.0pp |
| Employer contribution / active EE | $8,345 | $3,319+151.5% | $4,831+72.8% | $2,565+225.3% |
| Participant deferral / active EE | $9,103 | $5,946+53.1% | $7,353+23.8% | $3,952+130.3% |
| Admin fee / account holder | $1,592 | $6,934-77.0% | $10,802-85.3% | $6,261-74.6% |