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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,635 | $93,598+203.0% | $135,974+108.6% | $75,173+277.3% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 13.04% | 30.89%-17.8pp | 68.30%-55.3pp | 160.72%-147.7pp |
| Employer contribution / active EE | $8,440 | $3,538+138.6% | $4,859+73.7% | $2,671+216.0% |
| Participant deferral / active EE | $9,261 | $6,405+44.6% | $7,760+19.3% | $4,126+124.4% |
| Admin fee / account holder | $15,986 | $6,978+129.1% | $10,767+48.5% | $5,651+182.9% |