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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,082 | $85,766+118.1% | $136,298+37.3% | $70,126+166.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.09% | 31.46%-19.4pp | 5156.27%-5144.2pp | 73.15%-61.1pp |
| Employer contribution / active EE | $5,241 | $2,966+76.7% | $4,696+11.6% | $2,343+123.7% |
| Participant deferral / active EE | $5,695 | $5,051+12.7% | $6,247-8.8% | $3,332+70.9% |
| Admin fee / account holder | $12,848 | $5,421+137.0% | $9,244+39.0% | $4,645+176.6% |