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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,218 | $98,776+185.7% | $149,745+88.5% | $79,856+253.4% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 8.46% | 27.38%-18.9pp | 276.72%-268.3pp | 31.71%-23.3pp |
| Employer contribution / active EE | $6,412 | $3,217+99.3% | $4,646+38.0% | $2,471+159.5% |
| Participant deferral / active EE | $7,468 | $5,681+31.4% | $6,843+9.1% | $3,741+99.6% |
| Admin fee / account holder | $12,613 | $6,053+108.4% | $9,312+35.5% | $5,306+137.7% |