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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,378 | $102,429+236.2% | $147,096+134.1% | $80,925+325.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.98% | 135.02%-123.0pp | 419.75%-407.8pp | 35.65%-23.7pp |
| Employer contribution / active EE | $9,150 | $3,716+146.3% | $4,936+85.4% | $2,756+232.0% |
| Participant deferral / active EE | $10,164 | $6,649+52.9% | $8,071+25.9% | $4,299+136.4% |
| Admin fee / account holder | $3,759 | $7,957-52.8% | $13,005-71.1% | $6,940-45.8% |