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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,665 | $88,778+81.0% | $81,844+96.3% | $145,884+10.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.46% | 1033.03%-1017.6pp | 778.87%-763.4pp | 551.85%-536.4pp |
| Employer contribution / active EE | $1,646 | $3,087-46.7% | $2,916-43.5% | $4,662-64.7% |
| Participant deferral / active EE | $10,213 | $4,648+119.7% | $4,323+136.2% | $6,690+52.7% |
| Admin fee / account holder | $11,346 | $8,430+34.6% | $7,355+54.3% | $13,392-15.3% |