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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,665 | $88,710+81.1% | $81,783+96.5% | $145,959+10.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.46% | 1027.26%-1011.8pp | 775.05%-759.6pp | 561.95%-546.5pp |
| Employer contribution / active EE | $1,646 | $3,083-46.6% | $2,913-43.5% | $4,661-64.7% |
| Participant deferral / active EE | $10,213 | $4,645+119.9% | $4,320+136.4% | $6,689+52.7% |
| Admin fee / account holder | $11,346 | $8,407+35.0% | $7,380+53.7% | $13,398-15.3% |