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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,293 | $109,830+23.2% | $98,452+37.4% | $167,497-19.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.41% | 1957.04%-1943.6pp | 1492.96%-1479.5pp | 478.62%-465.2pp |
| Employer contribution / active EE | $13,107 | $3,224+306.5% | $2,960+342.8% | $4,838+170.9% |
| Participant deferral / active EE | $9,098 | $4,673+94.7% | $4,276+112.8% | $6,341+43.5% |
| Admin fee / account holder | $8,951 | $6,751+32.6% | $5,948+50.5% | $12,310-27.3% |