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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,293 | $109,905+23.1% | $98,506+37.3% | $167,553-19.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 13.41% | 1960.20%-1946.8pp | 1494.92%-1481.5pp | 478.89%-465.5pp |
| Employer contribution / active EE | $13,107 | $3,226+306.3% | $2,961+342.6% | $4,840+170.8% |
| Participant deferral / active EE | $9,098 | $4,674+94.7% | $4,277+112.7% | $6,343+43.4% |
| Admin fee / account holder | $8,951 | $6,760+32.4% | $5,955+50.3% | $12,316-27.3% |