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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,429 | $92,766+25.5% | $82,763+40.7% | $134,545-13.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -7.31% | 946.97%-954.3pp | 702.45%-709.8pp | 418.37%-425.7pp |
| Employer contribution / active EE | $12,420 | $3,273+279.5% | $3,008+312.9% | $4,742+161.9% |
| Participant deferral / active EE | $8,337 | $4,802+73.6% | $4,395+89.7% | $6,401+30.2% |
| Admin fee / account holder | $13,208 | $5,978+121.0% | $5,325+148.0% | $11,431+15.5% |