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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,429 | $92,707+25.6% | $82,726+40.7% | $134,493-13.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -7.31% | 945.12%-952.4pp | 701.33%-708.6pp | 418.01%-425.3pp |
| Employer contribution / active EE | $12,420 | $3,274+279.4% | $3,009+312.8% | $4,740+162.0% |
| Participant deferral / active EE | $8,337 | $4,801+73.7% | $4,394+89.7% | $6,400+30.3% |
| Admin fee / account holder | $13,208 | $5,980+120.9% | $5,328+147.9% | $11,425+15.6% |