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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,530 | $100,868+7.6% | $90,414+20.0% | $158,931-31.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 14.27% | 1724.58%-1710.3pp | 1293.19%-1278.9pp | 302.86%-288.6pp |
| Employer contribution / active EE | $13,831 | $3,689+274.9% | $3,262+323.9% | $4,761+190.5% |
| Participant deferral / active EE | $9,705 | $4,348+123.2% | $3,963+144.9% | $5,982+62.2% |
| Admin fee / account holder | $753 | $6,502-88.4% | $5,611-86.6% | $11,247-93.3% |