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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,530 | $100,938+7.5% | $90,461+20.0% | $158,982-31.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 14.27% | 1727.20%-1712.9pp | 1294.76%-1280.5pp | 302.99%-288.7pp |
| Employer contribution / active EE | $13,831 | $3,691+274.7% | $3,264+323.7% | $4,763+190.4% |
| Participant deferral / active EE | $9,705 | $4,350+123.1% | $3,964+144.8% | $5,983+62.2% |
| Admin fee / account holder | $753 | $6,510-88.4% | $5,617-86.6% | $11,252-93.3% |