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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,618 | $90,607-45.2% | $79,467-37.6% | $135,380-63.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.82% | 977.74%-984.6pp | 718.30%-725.1pp | 519.81%-526.6pp |
| Employer contribution / active EE | $12,100 | $3,068+294.4% | $2,800+332.1% | $4,779+153.2% |
| Participant deferral / active EE | $8,177 | $4,050+101.9% | $3,704+120.8% | $5,609+45.8% |
| Admin fee / account holder | $1,580 | $5,895-73.2% | $5,104-69.0% | $10,828-85.4% |