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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,252 | $51,207-31.2% | $70,565-50.0% | $75,177-53.1% |
| Participation rate | 45.1% | 61.0%-15.9pp | 68.4%-23.3pp | 67.2%-22.1pp |
| Annual return | 16.29% | 30.05%-13.8pp | 32.79%-16.5pp | 160.75%-144.5pp |
| Employer contribution / active EE | $0 | $1,826-100.0% | $2,976-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,381 | $2,850-51.5% | $4,568-69.8% | $4,126-66.5% |
| Admin fee / account holder | $2,701 | $4,097-34.1% | $6,430-58.0% | $5,651-52.2% |