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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,448 | $49,280-72.7% | $67,313-80.0% | $64,173-79.0% |
| Participation rate | 74.6% | 60.8%+13.9pp | 69.1%+5.6pp | 69.6%+5.1pp |
| Annual return | -5.50% | -1.39%-4.1pp | -4.08%-1.4pp | 7.63%-13.1pp |
| Employer contribution / active EE | $73 | $1,668-95.6% | $2,566-97.1% | $2,381-96.9% |
| Participant deferral / active EE | $1,520 | $2,484-38.8% | $3,568-57.4% | $3,470-56.2% |
| Admin fee / account holder | $1,183 | $3,863-69.4% | $4,507-73.7% | $4,887-75.8% |