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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,189 | $55,684-69.1% | $75,900-77.4% | $72,976-76.4% |
| Participation rate | 61.2% | 61.1%+0.1pp | 69.3%-8.1pp | 69.5%-8.3pp |
| Annual return | 19.53% | 27.60%-8.1pp | 30.73%-11.2pp | 81.02%-61.5pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,381 | $2,634-47.6% | $3,604-61.7% | $3,608-61.7% |
| Admin fee / account holder | $1,799 | $3,981-54.8% | $5,421-66.8% | $5,124-64.9% |