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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,485 | $48,235-43.0% | $68,803-60.1% | $68,490-59.9% |
| Participation rate | 46.5% | 60.7%-14.2pp | 69.0%-22.5pp | 67.9%-21.4pp |
| Annual return | -16.13% | -12.70%-3.4pp | -6.37%-9.8pp | -7.85%-8.3pp |
| Employer contribution / active EE | $0 | $1,829-100.0% | $2,656-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,260 | $2,867-56.0% | $3,942-68.0% | $4,028-68.7% |
| Admin fee / account holder | $3,958 | $4,361-9.2% | $4,936-19.8% | $5,403-26.7% |