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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,261 | $47,944-78.6% | $67,834-84.9% | $62,881-83.7% |
| Participation rate | 98.3% | 61.1%+37.3pp | 68.8%+29.5pp | 69.3%+29.0pp |
| Annual return | 5.66% | 11.77%-6.1pp | 138.47%-132.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,138 | $1,562-27.1% | $2,403-52.6% | $2,281-50.1% |
| Participant deferral / active EE | $1,722 | $2,247-23.3% | $3,160-45.5% | $3,203-46.2% |
| Admin fee / account holder | $4,568 | $3,712+23.1% | $4,622-1.2% | $4,296+6.3% |