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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,144 | $56,197-32.1% | $67,652-43.6% | $59,633-36.0% |
| Participation rate | 81.6% | 71.5%+10.1pp | 75.7%+5.9pp | 68.7%+12.9pp |
| Annual return | 0.86% | 18508.10%-18507.2pp | 6625.40%-6624.5pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $365 | $1,615-77.4% | $2,266-83.9% | $2,203-83.4% |
| Participant deferral / active EE | $1,469 | $2,844-48.3% | $3,560-58.7% | $3,192-54.0% |
| Admin fee / account holder | $2,869 | $3,958-27.5% | $4,821-40.5% | $4,297-33.2% |