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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,441 | $110,307-17.1% | $96,576-5.3% | $139,456-34.4% |
| Participation rate | 76.5% | 78.1%-1.6pp | 76.0%+0.5pp | 80.3%-3.9pp |
| Annual return | 12.19% | 26.40%-14.2pp | 25.87%-13.7pp | 373.45%-361.3pp |
| Employer contribution / active EE | $442 | $3,619-87.8% | $2,965-85.1% | $4,753-90.7% |
| Participant deferral / active EE | $2,402 | $5,547-56.7% | $4,851-50.5% | $6,711-64.2% |
| Admin fee / account holder | $23,358 | $11,597+101.4% | $8,253+183.0% | $11,407+104.8% |