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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,179 | $100,811-2.6% | $86,698+13.2% | $134,545-27.0% |
| Participation rate | 78.9% | 79.0%0pp | 76.6%+2.4pp | 81.2%-2.3pp |
| Annual return | -16.47% | 29.11%-45.6pp | 35.96%-52.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $400 | $3,490-88.5% | $2,837-85.9% | $4,742-91.6% |
| Participant deferral / active EE | $2,304 | $5,339-56.8% | $4,656-50.5% | $6,401-64.0% |
| Admin fee / account holder | $5,090 | $10,926-53.4% | $7,492-32.1% | $11,431-55.5% |