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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,990 | $62,583-21.7% | $76,767-36.2% | $64,173-23.7% |
| Participation rate | 80.6% | 72.8%+7.8pp | 77.0%+3.7pp | 69.6%+11.1pp |
| Annual return | -3.30% | -1.95%-1.4pp | 2.43%-5.7pp | 7.63%-10.9pp |
| Employer contribution / active EE | $442 | $1,832-75.9% | $2,485-82.2% | $2,381-81.4% |
| Participant deferral / active EE | $2,210 | $3,145-29.7% | $3,852-42.6% | $3,470-36.3% |
| Admin fee / account holder | $6,879 | $4,667+47.4% | $6,675+3.1% | $4,887+40.7% |