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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,193 | $72,486-7.3% | $87,103-22.9% | $72,976-7.9% |
| Participation rate | 73.1% | 72.8%+0.3pp | 76.9%-3.8pp | 69.5%+3.6pp |
| Annual return | 18.39% | 24.46%-6.1pp | 28.19%-9.8pp | 81.02%-62.6pp |
| Employer contribution / active EE | $411 | $1,894-78.3% | $2,521-83.7% | $2,440-83.2% |
| Participant deferral / active EE | $2,216 | $3,270-32.2% | $4,049-45.3% | $3,608-38.6% |
| Admin fee / account holder | $3,482 | $5,055-31.1% | $7,491-53.5% | $5,124-32.1% |