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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,113 | $90,614+55.7% | $76,089+85.5% | $145,877-3.3% |
| Participation rate | 86.7% | 74.5%+12.2pp | 69.1%+17.6pp | 80.3%+6.4pp |
| Annual return | 11.61% | 623.80%-612.2pp | 360.94%-349.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,081 | $3,324-67.5% | $2,690-59.8% | $4,663-76.8% |
| Participant deferral / active EE | $1,514 | $5,168-70.7% | $4,259-64.5% | $6,691-77.4% |
| Admin fee / account holder | $4,211 | $8,376-49.7% | $6,418-34.4% | $13,402-68.6% |