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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,624 | $61,125-15.5% | $94,057-45.1% | $87,485-41.0% |
| Participation rate | 77.4% | 64.1%+13.3pp | 73.3%+4.0pp | 68.9%+8.4pp |
| Annual return | 11.19% | 35.20%-24.0pp | 480.62%-469.4pp | 26.06%-14.9pp |
| Employer contribution / active EE | $3,849 | $2,136+80.2% | $2,933+31.2% | $2,596+48.3% |
| Participant deferral / active EE | $3,772 | $3,260+15.7% | $4,709-19.9% | $4,274-11.7% |
| Admin fee / account holder | $4,891 | $5,629-13.1% | $7,244-32.5% | $7,775-37.1% |