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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,271 | $57,305-29.7% | $86,640-53.5% | $75,173-46.4% |
| Participation rate | 85.7% | 63.2%+22.5pp | 71.7%+14.0pp | 67.2%+18.5pp |
| Annual return | 8.15% | 2674.24%-2666.1pp | 592.52%-584.4pp | 160.72%-152.6pp |
| Employer contribution / active EE | $3,418 | $2,316+47.6% | $3,024+13.0% | $2,671+28.0% |
| Participant deferral / active EE | $1,956 | $3,320-41.1% | $4,438-55.9% | $4,126-52.6% |
| Admin fee / account holder | $6,856 | $4,116+66.6% | $5,616+22.1% | $5,651+21.3% |