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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,739 | $53,128-32.7% | $86,582-58.7% | $70,126-49.0% |
| Participation rate | 77.5% | 65.3%+12.2pp | 73.5%+4.0pp | 69.5%+8.0pp |
| Annual return | 12.83% | 27.66%-14.8pp | 965.08%-952.3pp | 73.15%-60.3pp |
| Employer contribution / active EE | $2,733 | $2,068+32.2% | $2,839-3.7% | $2,343+16.7% |
| Participant deferral / active EE | $1,359 | $2,695-49.6% | $3,609-62.3% | $3,332-59.2% |
| Admin fee / account holder | $4,670 | $3,584+30.3% | $4,904-4.8% | $4,645+0.5% |