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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,688 | $60,139-35.7% | $90,461-57.2% | $79,856-51.6% |
| Participation rate | 96.4% | 65.0%+31.4pp | 72.7%+23.7pp | 69.6%+26.7pp |
| Annual return | 2.28% | 71.96%-69.7pp | 1294.76%-1292.5pp | 31.71%-29.4pp |
| Employer contribution / active EE | $3,660 | $2,069+76.9% | $3,264+12.2% | $2,471+48.1% |
| Participant deferral / active EE | $2,221 | $2,939-24.4% | $3,964-44.0% | $3,741-40.6% |
| Admin fee / account holder | $2,095 | $3,978-47.3% | $5,617-62.7% | $5,306-60.5% |