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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,937 | $54,763-34.4% | $90,324-60.2% | $72,976-50.8% |
| Participation rate | 98.5% | 65.2%+33.4pp | 73.3%+25.2pp | 69.5%+29.0pp |
| Annual return | 7.60% | 30.63%-23.0pp | 78.15%-70.6pp | 81.02%-73.4pp |
| Employer contribution / active EE | $3,969 | $2,093+89.6% | $2,856+39.0% | $2,440+62.7% |
| Participant deferral / active EE | $1,962 | $2,887-32.0% | $3,885-49.5% | $3,608-45.6% |
| Admin fee / account holder | $8,669 | $3,973+118.2% | $5,356+61.9% | $5,124+69.2% |