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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,807 | $58,258-23.1% | $81,820-45.2% | $80,925-44.6% |
| Participation rate | 85.1% | 63.5%+21.6pp | 72.4%+12.7pp | 67.7%+17.4pp |
| Annual return | 12.12% | 41.76%-29.6pp | 777.93%-765.8pp | 35.65%-23.5pp |
| Employer contribution / active EE | $9 | $2,345-99.6% | $2,915-99.7% | $2,756-99.7% |
| Participant deferral / active EE | $3,186 | $3,284-3.0% | $4,323-26.3% | $4,299-25.9% |
| Admin fee / account holder | $9,184 | $4,976+84.5% | $7,391+24.3% | $6,940+32.3% |