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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,624 | $51,6380% | $68,368-24.5% | $82,448-37.4% |
| Participation rate | 77.4% | 63.6%+13.7pp | 73.8%+3.6pp | 68.1%+9.3pp |
| Annual return | 11.19% | 37.53%-26.3pp | 292.57%-281.4pp | 41.64%-30.5pp |
| Employer contribution / active EE | $3,849 | $2,047+88.1% | $2,649+45.3% | $2,551+50.9% |
| Participant deferral / active EE | $3,772 | $2,914+29.5% | $4,123-8.5% | $4,139-8.9% |
| Admin fee / account holder | $4,891 | $4,643+5.3% | $5,150-5.0% | $7,234-32.4% |