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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,441 | $108,882-16.9% | $96,754-6.5% | $154,746-41.6% |
| Participation rate | 64.7% | 75.1%-10.4pp | 70.3%-5.6pp | 80.7%-16.0pp |
| Annual return | 14.23% | 98.39%-84.2pp | 82.04%-67.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,021 | $3,018-33.0% | $2,679-24.6% | $4,379-53.8% |
| Participant deferral / active EE | $4,748 | $5,323-10.8% | $4,758-0.2% | $6,730-29.4% |
| Admin fee / account holder | $213 | $10,200-97.9% | $8,905-97.6% | $14,365-98.5% |