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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,319 | $76,551+355.0% | $123,894+181.1% | $62,881+453.9% |
| Participation rate | 96.6% | 73.0%+23.6pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 7.46% | 18.68%-11.2pp | 47.52%-40.1pp | 20.14%-12.7pp |
| Employer contribution / active EE | $10,836 | $2,882+275.9% | $4,617+134.7% | $2,281+375.1% |
| Participant deferral / active EE | $10,057 | $4,840+107.8% | $5,984+68.1% | $3,203+214.0% |
| Admin fee / account holder | $16,122 | $4,826+234.1% | $8,357+92.9% | $4,296+275.3% |