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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,864 | $93,598+236.4% | $135,974+131.6% | $75,173+318.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.67% | 30.89%-18.2pp | 68.30%-55.6pp | 160.72%-148.1pp |
| Employer contribution / active EE | $12,986 | $3,538+267.1% | $4,859+167.3% | $2,671+386.2% |
| Participant deferral / active EE | $10,073 | $6,405+57.3% | $7,760+29.8% | $4,126+144.1% |
| Admin fee / account holder | $31,199 | $6,978+347.1% | $10,767+189.8% | $5,651+452.1% |