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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,392 | $85,766+376.2% | $136,298+199.6% | $70,126+482.4% |
| Participation rate | 92.9% | 74.2%+18.7pp | 81.9%+10.9pp | 69.5%+23.3pp |
| Annual return | 13.19% | 31.46%-18.3pp | 5156.27%-5143.1pp | 73.15%-60.0pp |
| Employer contribution / active EE | $11,400 | $2,966+284.4% | $4,696+142.8% | $2,343+386.7% |
| Participant deferral / active EE | $10,082 | $5,051+99.6% | $6,247+61.4% | $3,332+202.6% |
| Admin fee / account holder | $20,117 | $5,421+271.1% | $9,244+117.6% | $4,645+333.0% |