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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,354 | $89,370+288.7% | $141,197+146.0% | $72,976+376.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 17.20% | 111.88%-94.7pp | 71.41%-54.2pp | 81.02%-63.8pp |
| Employer contribution / active EE | $12,633 | $3,115+305.6% | $4,736+166.7% | $2,440+417.7% |
| Participant deferral / active EE | $11,136 | $5,419+105.5% | $6,710+65.9% | $3,608+208.7% |
| Admin fee / account holder | $82,594 | $5,957+1286.6% | $10,265+704.6% | $5,124+1511.9% |