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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,524 | $102,429+221.7% | $147,096+124.0% | $80,925+307.2% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 11.32% | 135.02%-123.7pp | 419.75%-408.4pp | 35.65%-24.3pp |
| Employer contribution / active EE | $13,508 | $3,716+263.5% | $4,936+173.7% | $2,756+390.1% |
| Participant deferral / active EE | $9,833 | $6,649+47.9% | $8,071+21.8% | $4,299+128.7% |
| Admin fee / account holder | $25,801 | $7,957+224.3% | $13,005+98.4% | $6,940+271.8% |