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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Service code 15 · EIN 20-8764829 | Recordkeeping | $42,688 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,011 |
ADP BROKER-DEALER8+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,319 | $50,199-3.7% | $69,890-30.9% | $66,949-27.8% |
| Participation rate | 96.0% | 66.3%+29.6pp | 70.5%+25.5pp | 69.8%+26.1pp |
| Annual return | -17.04% | -13.85%-3.2pp | 190.84%-207.9pp | 1.57%-18.6pp |
| Employer contribution / active EE | $2,143 | $1,864+15.0% | $2,560-16.3% | $2,545-15.8% |
| Participant deferral / active EE | $8,159 | $3,112+162.2% | $3,848+112.0% | $4,239+92.5% |
| Admin fee / account holder | $115 | $600-80.8% | $6,267-98.2% | $594-80.6% |