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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,595 | $93,617+111.1% | $135,982+45.3% | $75,177+162.8% |
| Participation rate | 98.7% | 75.2%+23.5pp | 81.9%+16.7pp | 67.2%+31.5pp |
| Annual return | 15.41% | 30.89%-15.5pp | 68.32%-52.9pp | 160.75%-145.3pp |
| Employer contribution / active EE | $6,957 | $3,538+96.6% | $4,859+43.2% | $2,671+160.5% |
| Participant deferral / active EE | $11,757 | $6,406+83.5% | $7,760+51.5% | $4,126+184.9% |
| Admin fee / account holder | $13,312 | $6,980+90.7% | $10,767+23.6% | $5,651+135.6% |