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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,595 | $93,586+111.1% | $135,925+45.4% | $75,173+162.9% |
| Participation rate | 98.7% | 75.2%+23.5pp | 81.9%+16.8pp | 67.2%+31.5pp |
| Annual return | 15.41% | 30.90%-15.5pp | 68.25%-52.8pp | 160.65%-145.2pp |
| Employer contribution / active EE | $6,957 | $3,537+96.7% | $4,857+43.2% | $2,670+160.5% |
| Participant deferral / active EE | $11,757 | $6,405+83.6% | $7,759+51.5% | $4,126+185.0% |
| Admin fee / account holder | $13,312 | $6,977+90.8% | $10,764+23.7% | $5,651+135.6% |