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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,408 | $85,766+63.7% | $136,298+3.0% | $70,126+100.2% |
| Participation rate | 96.5% | 74.2%+22.3pp | 81.9%+14.5pp | 69.5%+26.9pp |
| Annual return | 13.73% | 31.46%-17.7pp | 5156.27%-5142.5pp | 73.15%-59.4pp |
| Employer contribution / active EE | $5,800 | $2,966+95.5% | $4,696+23.5% | $2,343+147.6% |
| Participant deferral / active EE | $7,455 | $5,051+47.6% | $6,247+19.3% | $3,332+123.8% |
| Admin fee / account holder | $15,846 | $5,421+192.3% | $9,244+71.4% | $4,645+241.1% |