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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,673 | $89,370+65.2% | $141,197+4.6% | $72,976+102.4% |
| Participation rate | 91.0% | 75.1%+15.9pp | 82.5%+8.5pp | 69.5%+21.5pp |
| Annual return | 20.13% | 111.88%-91.7pp | 71.41%-51.3pp | 81.02%-60.9pp |
| Employer contribution / active EE | $6,458 | $3,115+107.3% | $4,736+36.4% | $2,440+164.7% |
| Participant deferral / active EE | $9,080 | $5,419+67.6% | $6,710+35.3% | $3,608+151.7% |
| Admin fee / account holder | $26,356 | $5,957+342.5% | $10,265+156.8% | $5,124+414.4% |