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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,965 | $105,195+106.3% | $159,450+36.1% | $85,854+152.7% |
| Participation rate | 92.2% | 75.8%+16.4pp | 82.8%+9.4pp | 69.3%+22.9pp |
| Annual return | 11.41% | 45.08%-33.7pp | 263.60%-252.2pp | 318.56%-307.1pp |
| Employer contribution / active EE | $6,884 | $3,319+107.4% | $4,830+42.5% | $2,565+168.4% |
| Participant deferral / active EE | $10,612 | $5,946+78.5% | $7,352+44.3% | $3,952+168.5% |
| Admin fee / account holder | $17,054 | $6,934+145.9% | $10,800+57.9% | $6,260+172.4% |