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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,082 | $77,817+91.6% | $123,553+20.7% | $64,173+132.3% |
| Participation rate | 98.6% | 74.7%+23.9pp | 82.3%+16.3pp | 69.6%+29.0pp |
| Annual return | -5.99% | 12.49%-18.5pp | 119.21%-125.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $3,058 | $3,014+1.5% | $4,628-33.9% | $2,381+28.4% |
| Participant deferral / active EE | $10,002 | $5,240+90.9% | $6,426+55.7% | $3,470+188.3% |
| Admin fee / account holder | $7,299 | $5,519+32.3% | $9,284-21.4% | $4,887+49.3% |